If we put aside the black ties, the velvet curtains and the overall exclusive atmosphere, baccarat is one of the simplest casino games around. In addition, baccarat is a beatable game with a low house edge, which makes it one of the best bets you can make! Here you can read about baccarat history and learn how to play the game.

Both the American and European versions of baccarat and the French Chemin de Fer are late developments of the Italian game called baccara, which means zero in Italian. The origins of baccara go back to an old Etruscan myth. According to the myth, a blonde virgin had to toss a nine sided die to decide on her destiny. If the die landed on eight or nine, she would have to fulfill her destiny and become a priest. If the die landed on six or seven, she would be forbidden to participate in any religious activity. If the die landed on any other number, the virgin had to walk into the sea.

The Italian game baccara was popular among French aristocracy during the end of the 15th century. Baccara had evolved to the European version of baccarat, which is still played in European casinos today as well as the French variation of baccarat known as Chemin de Fer, which is mainly played in casinos in France. The American version of the game was introduced to Nevada casinos in the 1950s by Francis Tommy Renzoni, who imported the game from Havana.

Baccarat still carries an aroma of aristocracy and exclusivity. In American casinos, baccarat is played in a separated area of the casino, hidden behind velvet curtains. Baccarat players are usually dressed up and the betting limits are higher comparing to other table games. In order to attract the medium budget players, a lower limit version of baccarat, called mini baccarat, was invented. Mini baccarat is played on a smaller table, inside the casino gambling area with lower betting limits than baccarat.

How to Play Baccarat

Baccarat is played with 3 dealers and up to 12 or 14 players. Baccarat is usually played with 8 standard card decks. Aces valued as one, face cards and ten cards valued as zero, and the rest of the number cards worth their face value. The suit has no meaning. The object of the game is to get as close to 9 as possible.

The play begins by all players, including the dealer, placing their bets either on the player, the banker, or on a tie. Traditionally, the dealer bets on the banker. The dealer can be the house dealer or one of the players. After everyone has placed their bets, the dealer gives two cards to each player and to the banker.

The score of each hand is calculated as the sum of the two cards minus the left digit. For example, if the sum of the two cards is 15, the score would be 5. The decision whether to deal a third card is determined by a set or rules and it is not up to the player or the dealers decision.

If the score of the players hand is 9 or 8, he wins

If the score of the dealers hand is 9 or 8, it is a tie

If a players score is 7 or 6, he can be dealt a third card

If a players score is 5 or less, he has to receive a third card

If a player gets a third card and the score of the dealers hand is 2, 1 or 0, he must draw a third card

If the score of the dealers hand is 3 and the players third card is any value but 8, he must draw a third card

If the score of the dealers hand is 4 and the players third card value is between 2 and 7, he must draw a third card

If the score of the dealers hand is 5 and the players third card value is between 4 and seven, he must draw a third card

If the score of the dealers hand is 6 and the players third card is 6 or 7, he must draw a third card.

If the score of the dealers hand is 7, he cannot draw a third card.

Jack Reider is an expert in ancient Roman literature and the editor of the online casinos portal, where you can find detailed information on baccarat and online baccarat.

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9 Responses to “Baccarat History and American Baccarat Rules”

  1. Miles Johnson
    6:22 am on October 8th, 2009

    You can play baccarat for fun or real money at all of the online casinos listed at http://www.ranked-online-casinos.com/baccarat-online-casinos.html

    They have many other casino games as well, and best of all you can play them for fun first and play for real money later if you decide to do so.

  2. LaSonder D
    6:22 am on October 8th, 2009

    Baccarat is a table game that is offered at both online casinos and land based casinos. You will find most online casinos will allow you to play their free games version and you will often find Baccarat is free to play in guest play mode.

    Check out the different microgaming online casinos at the following website and try their Instant Flash software and try playing Baccarat.

    http://www.best-online-casinos-and-gambling-bonuses.com

  3. happy damsel
    6:22 am on October 8th, 2009

    The Ranked Online Casinos site at http://www.ranked-online-casinos.com has information about roulette and baccarat in the section about casino games. In fact, there is info about nearly every conceivable variation on blackjack, including Spanish 21, Face Up 21, Super Fun 21, Pontoon, and others. There are rules on the different games, as well as tips too!

  4. EnigmaCA
    6:22 am on October 8th, 2009

    In Baccarat the only decision you make is on Player, Banker, or Tie. Due to the drawing rules, Banker is the slightly better bet, but the House takes 5% on all Banker wins.

    I don't think that there are any ways to increase your chances of winning like in Blackjack.

  5. Darren L
    6:22 am on October 8th, 2009

    I suggest you to play poker, its better than baccarat because its more skill, in baccarat the odds are always against you while in poker its more skill.
    Read http://bettingwise.hit.bg/Pokertips.html

  6. Darren L
    6:22 am on October 8th, 2009

    There is one system in baccarat that is 100% guaranteed to win. Unfortunately you will probably have to stand in the casino for 5-6 years before you get the right conditions and then you have to feel confident that you did not screw up while watching the table. The payout is high since tie pays 8 to 1 so if you pick a table with a high limit the payout can be $300-400k. The problem is that is less than you'd have made if you just got a job rather then babysitting a table 16 hours a day for 5 years. Not to mention if you screw up and make a mistake there goes your large wager.

    Card counting for baccarat is a waste of time. While baccarat does share the same characteristics as blackjack the effect of is so small that it is not statistically significant.

    As such the game is reduced to just guessing. There is no system to predict the outcome of the next hand based on previous hands or patterns.

    I rarely play house games but if there is no poker going I might sit down at a baccarat table just to kill time. In those situations I play follow the leader. I simply bet what the previous outcome was. No reason other than the alternative is to try to guess which will just be annoying and frustrating. This way at least it is out of my hands.

    If you are intent on playing baccarat I suggest playing a variant called Chemin de Fer. It is next to impossible to find in North America (I've only seen it at private games in Vegas and Detroit but never at a casino) but you can find it in Europe esp in Monte Carlo. This version of baccarat can be beat and is actually quite profitable. I wish we had it in NA as I rarely get to play.

    In the long run no one wins at baccarat. The reason it seems everyone has a lot of money is because the game (especially full baccarat not so much mini-baccarat) is played by people who have money and egos. They have a lot of chips because they brought a lot of chips. What you'll often miss is that as they lose chips they replenish them with markers. The house edge is small and people do wager large amounts so when they win it looks like a lot of money but over the long run anyone who has played baccarat seriously has been an overall loser.

  7. Ben R
    6:22 am on October 8th, 2009

    Rules for the game of baccarat can be found at http://www.takevegashome.com/baccarat_rules.shtml There are also places listed there where you can play baccarat online or for real money.

  8. Samret S
    6:22 am on October 8th, 2009

    play streaks and bet with the people betting big money

  9. Alan L
    6:22 am on October 8th, 2009

    The bank hand is favored in Baccarat. The advantage is diminished by the 5% vig you pay on a winning bet.

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